Privacy Policy
PRAVARA FINANCIAL AND ALLIED SERVICES
(Registered under the Maharashtra Shops and Establishments Act, 2017)
Registration No.: 2452700319558808
Date of Establishment: 29/06/2005
Business Type: Financial Services
Proprietor: Mr. Vijay Sitaram Kulkarni
1. Legal Compliance & Business Conduct
- PRAVARA FINANCIAL AND ALLIED SERVICES (hereinafter referred to as "The Company") is duly
registered under the Maharashtra Shops and Establishments (Regulation of Employment and Conditions of
Service) Act, 2017.
- The Company operates in full compliance with all applicable laws including the Indian Penal Code (IPC,
1860), RBI guidelines (as applicable), SEBI norms (where applicable), and any other relevant Central or
State legislation.
- Any violation of these laws by staff, associates, or clients will be strictly dealt with - including but not limited
to suspension, termination, or legal action.
2. Ownership and Management
- The firm is a sole proprietorship, owned and managed exclusively by Mr. Vijay Sitaram Kulkarni.
- No individual is authorized to represent the company or enter into legal or financial commitments unless
expressly authorized in writing by the proprietor.
3. Scope of Services
- The Company offers advisory, documentation, and support services related to financial consultancy, loan
processing, investments, and allied services.
- All services are offered on a best-effort basis unless explicitly guaranteed by contract.
- The Company does not issue or underwrite financial products unless licensed by RBI, SEBI, or another
competent authority.
4. Terms of Engagement
- Clients must provide accurate, verifiable documentation when engaging the Company.
- The Company reserves the right to decline or terminate any engagement without providing reasons,
particularly in cases involving false documentation, suspicious behavior, or unethical demands.
- All charges, service fees, or processing costs must be paid in advance as per mutually agreed terms. No
refund shall be issued once the process has commenced.
5. Confidentiality & Data Protection
- All client data will be kept confidential and used strictly for the purpose of service execution.
- The Company shall not be held liable for any data breaches resulting from third-party platforms or
unforeseen cyber incidents.
- Usage of Aadhar, PAN, and other identifiers will adhere to applicable data privacy regulations.
6. Documentation & Legal Declarations
- The proprietor affirms that all documents submitted for registrations, licenses, and identity verification are
genuine.
- Photocopies are treated as true copies unless proven otherwise. Misrepresentation may attract legal action
under IPC Sections 464, 465, and 468.
- The company premises do not fall within any prohibited, disputed, or legally restricted zone.
7. Employment Policy
- The firm currently employs one male staff member and follows ethical hiring standards.
- Discrimination or harassment of any kind is strictly prohibited within the company premises.
- Staff wages, working hours, and leave policies comply with the Maharashtra Shops and Establishments Act.
8. Office Hours & Holidays
- Business Hours: Monday to Saturday, 10:00 AM - 6:00 PM
- Weekly Holiday: Sunday
- National holidays and special leave notifications will be issued in advance via written notice or email.
9. Dispute Resolution
- In the event of any dispute or grievance, clients must first submit a formal written complaint to the proprietor
for internal resolution.
- If unresolved, the legal jurisdiction will lie with the courts of Amravati District, Maharashtra.
10. Contact Information
- Business Name: PRAVARA FINANCIAL AND ALLIED SERVICES
- Address: Railway Station TE, ST Stand Road, Amravati (Municipal Corporation), Amravati - 444602
- Phone: +91 9175551231
- Email: pravarafinancialalliedservices@gmail.com
- Proprietor: Mr. Vijay Sitaram Kulkarni
- Aadhar No.: 2670 0022 5647
Note:
This document serves as an internal policy and external declaration for clients, vendors, employees, and
regulatory authorities. It may be updated without prior notice based on changes in law, business
requirements, or operational policy.